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HOW TO GET APPROVED

No Financials Loans for
Fitouts to $100,000
Finance demolition and labour costs
Multiple Vendor payments

Call us now to discuss

MOTOR VEHICLE
FINANCE

Call us now to discuss

Commercial Finance Corporation offers Quick and Easy finance solutions for Retail and Hospitality equipment. Keeping ahead of the competition means investment in technology, equipment and refurbishments

Financials not completed or showing minimal profits?

No problem. We have multiple LOW DOC LENDERS including MAJOR BANKS and we can provide a potential approval in 24 hours at BANK RATES and it can all be done over the phone.

Finance For

  • Air conditioning systems
  • Bar & Brassieres equipment & fit outs
  • Cash registers & POS systems
  • Coffee machines and Grinders
  • Commercial & Architectural Lighting
  • Commercial ovens& Bakery Equip
  • Coolrooms
  • Display Cabinets
  • Electronic Signage and Illuminated Displays
  • Freezers Chillers
  • Furniture- Indoor, Outdoor, Portable bars
  • Glass & Dishwashers washers
  • Ice makers and Flakers
  • Microwaves and Cookers
  • Monitors and TV‘s
  • Restaurant, Fixtures and fittings
  • Stainless benches and Storage
  • Security, CCTV and Surveillance Systems

We are partnered with a large number of Lenders who know your industry.

Call us now – We have some very unique offerings that are designed for the Hospitality Industry

GET IN TOUCH (Enquiry Only)

Commercial Finance Corporation offers Quick and Easy finance solutions for Retail and Hospitality equipment.
Keeping ahead of the competition means investment in technology, equipment and refurbishments

Financials not completed or showing minimal profits?

No problem. We have multiple LOW DOC LENDERS including MAJOR BANKS and we can provide a potential approval in 24 hours at BANK RATES and it can all be done over the phone.

Finance For

  • Air conditioning systems
  • Bar & Brassieres equipment & fit outs
  • Cash registers & POS systems
  • Coffee machines and Grinders
  • Commercial & Architectural Lighting
  • Commercial ovens& Bakery Equip
  • Coolrooms
  • Display Cabinets
  • Electronic Signage and Illuminated Displays
  • Freezers Chillers
  • Furniture- Indoor, Outdoor, Portable bars
  • Glass & Dishwashers washers
  • Ice makers and Flakers
  • Microwaves and Cookers
  • Monitors and TV‘s
  • Restaurant, Fixtures and fittings
  • Stainless benches and Storage
  • Security, CCTV and Surveillance Systems

We are partnered with a large number of Lenders who know your industry.

Call us now – We have some very unique offerings that are designed for the Hospitality Industry

GET IN TOUCH (Enquiry Only)

INFORMATION THAT MAY HELP YOU

What if my financials are NOT up to date?

No problems, we usually DON’T NEED THEM. We specialise in Low Doc and even NO doc financials loan for SME business.

  • Loans to $500,000 on NEW AND USED UP TO 4 YRS OLD COMMERCIAL VEHICLES with just 1 BAS statement(subject to approval)
  • We can Lend on 3 months bank statements IF YOU HAVE NO FINANCIAL INFORMATION AT ALL.
  • We also can use a simple Accountants Letter saying business is going well and tax up to date
My accountant only has my business declaring a SMALL PROFIT, can you help ?

Your accountants’ job is to minimize your Taxable Income but that doesn’t always work when you need finance. The good news is we can usually fund most Motor vehicles or Equipment WITHOUT FINANCIALS

I may have a problem with my Credit , not sure if I will get approved , can you HELP ?

Well that depends but we will try. We have Lenders who will lend money but they need to know more information first.  We will work through Questions like this and try and find a solution

Q.   Was it a broker you used or direct to the Bank?
Q    What did they say was the problem, which Lender, how much did you try for and when?
Q    Is the Default paid?
Q.   What happened, did you just forget or had a “life event ‘” that caused it?
Q    How soon did you pay it after the default?
Q    Has your situation improved?
Q    What is your Credit Score now?
Q.  Can you put in some deposit?
Q.  Could you borrow less now and once you back on track we get the vehicle you want then?

One of our experienced consultants can help guide you through this process, suggest and structure a suitable loan based on your current situation and then present your case in the best possible way to get a potential Lender so they understand what happened and why. We are experienced in finance problem solving and our approvals successes are always very high.

We will help get your finance back on track

I don’t have time to come to the bank or even fill out paperwork, what can you do?

That’s easy. We DON’T need you stop doing what you do best, we will either come to you or we can usually do the application and approval and signing documents over the phone or by email.

It only takes 10 minutes over the phone
One of our experienced team will call you when its convenient ( after hours of weekend is fine as well) and gather all the information we need.

  • Take an application over the phone
  • Submit the loan to the right Lender
  • Get the approval we need
  • Co Ordinate Supplier or Seller Invoices
  • Simply email you the documents to sign
  • Settle the Loan, pay the Supplier direct
  • Job Done

Getting finance with us really is that simple

What type of Loans are available for Motor vehicles and equipment?

We have a full range of asset finance and rental solutions available and will pair that to your loan preference or on advice from your accountant or tax advisor. If you are not sure we will do our best to work to provide you with the facts and then consult with your accountant to find a solution that works best for your business.

Chattel Mortgage

The vehicle is owned by you, The Lender just takes it as security.

  • No Deposit – Up to 100% finance available to approved customers
  • We can structure a “Balloon “final payment which reduces your monthly repayments but it means that you need to make the Balloon final payment amount to pay the loan of completely as your last payment.

Finance Lease

The vehicle is “Purchased by the Lender “and then they lease it back to you. When the lease expires, you can either return or purchase the asset at the “Residual Amount “(Final Specified Amount)

  • Immediate access to the vehicle without using up working capital
  • The vehicle being leased is normally the only Security required
  • Monthly repayments are fixed- So you know exactly how much they will be in the future.
  • Loan terms – 12 to 60 months.
  • Pay the final “Residual Amount “you can own the vehicle


Novated Vehicle Lease

  • Your employer makes the payments from your pre-tax salary.
  • Immediate access to the vehicle without using up working capital
  • The vehicle being leased is normally the only Security required
  • Monthly repayments are fixed- So you know exactly how much they will be in the future.
  • Loan terms – 12 to 60 months.
  • Pay the final “Residual Amount “you can own the vehicle
  • Unlimited private use of the car.


Operating Lease- Commercial and Work vehicle– Maintained and Non maintained

The vehicle is “Purchased by the Lender form the Supplier“ or if an existing owned fleet, purchased from your Company and then they lease it back to you. When you enter into an Operating lease you are essentially “Renting “the equipment from the financier.  The vehicle is not on your balance sheet. This can sometimes improve your balance sheet position which assists with future borrowings. Assets are not depreciated or show as a liability on your balance sheet, they are accounted for as an operational expense.

Potential Benefits

  • SIMPLE One fixed monthly payment. You can consolidate all running costs,(including maintenance, repairs, insurance, registration, tyres, roadside assistance, the operating finance expenses ) into one Maintained Operating Lease
  • Conserve Working capital
  • Don’t get caught with an old depreciating Fleet – It’s not on your books
  • Common registration, insurance dates
  • All maintenance is outsourced and professionally managed
  • No Residual risk when trading in older vehicles
  • Detailed Running costs analysis and reporting
  • At end of the term, Upgrade to the latest model, keep it or hand it back

INFORMATION THAT
MAY HELP YOU

What if my financials are NOT up to date?

No problems, we usually DON’T NEED THEM. We specialise in Low Doc and even NO doc financials loan for SME business.

  • Loans to $500,000 on NEW AND USED UP TO 4 YRS OLD COMMERCIAL VEHICLES with just 1 BAS statement(subject to approval)
  • We can Lend on 3 months bank statements IF YOU HAVE NO FINANCIAL INFORMATION AT ALL.
  • We also can use a simple Accountants Letter saying business is going well and tax up to date
My accountant only has my business declaring a SMALL PROFIT, can you help ?

Your accountants’ job is to minimize your Taxable Income but that doesn’t always work when you need finance. The good news is we can usually fund most Motor vehicles or Equipment WITHOUT FINANCIALS

I may have a problem with my Credit , not sure if I will get approved , can you HELP ?

Well that depends but we will try. We have Lenders who will lend money but they need to know more information first.  We will work through Questions like this and try and find a solution

Q.   Was it a broker you used or direct to the Bank?
Q    What did they say was the problem, which Lender, how much did you try for and when?
Q    Is the Default paid?
Q.   What happened, did you just forget or had a “life event ‘” that caused it?
Q    How soon did you pay it after the default?
Q    Has your situation improved?
Q    What is your Credit Score now?
Q.  Can you put in some deposit?
Q.  Could you borrow less now and once you back on track we get the vehicle you want then?

One of our experienced consultants can help guide you through this process, suggest and structure a suitable loan based on your current situation and then present your case in the best possible way to get a potential Lender so they understand what happened and why. We are experienced in finance problem solving and our approvals successes are always very high.

We will help get your finance back on track

I don’t have time to come to the bank or even fill out paperwork, what can you do?

That’s easy. We DON’T need you stop doing what you do best, we will either come to you or we can usually do the application and approval and signing documents over the phone or by email.

It only takes 10 minutes over the phone
One of our experienced team will call you when its convenient ( after hours of weekend is fine as well) and gather all the information we need.

  • Take an application over the phone
  • Submit the loan to the right Lender
  • Get the approval we need
  • Co Ordinate Supplier or Seller Invoices
  • Simply email you the documents to sign
  • Settle the Loan, pay the Supplier direct
  • Job Done

Getting finance with us really is that simple

What type of Loans are available for Motor vehicles and equipment?

We have a full range of asset finance and rental solutions available and will pair that to your loan preference or on advice from your accountant or tax advisor. If you are not sure we will do our best to work to provide you with the facts and then consult with your accountant to find a solution that works best for your business.

Chattel Mortgage

The vehicle is owned by you, The Lender just takes it as security.

  • No Deposit – Up to 100% finance available to approved customers
  • We can structure a “Balloon “final payment which reduces your monthly repayments but it means that you need to make the Balloon final payment amount to pay the loan of completely as your last payment.

Finance Lease

The vehicle is “Purchased by the Lender “and then they lease it back to you. When the lease expires, you can either return or purchase the asset at the “Residual Amount “(Final Specified Amount)

  • Immediate access to the vehicle without using up working capital
  • The vehicle being leased is normally the only Security required
  • Monthly repayments are fixed- So you know exactly how much they will be in the future.
  • Loan terms – 12 to 60 months.
  • Pay the final “Residual Amount “you can own the vehicle


Novated Vehicle Lease

  • Your employer makes the payments from your pre-tax salary.
  • Immediate access to the vehicle without using up working capital
  • The vehicle being leased is normally the only Security required
  • Monthly repayments are fixed- So you know exactly how much they will be in the future.
  • Loan terms – 12 to 60 months.
  • Pay the final “Residual Amount “you can own the vehicle
  • Unlimited private use of the car.


Operating Lease- Commercial and Work vehicle– Maintained and Non maintained

The vehicle is “Purchased by the Lender form the Supplier“ or if an existing owned fleet, purchased from your Company and then they lease it back to you. When you enter into an Operating lease you are essentially “Renting “the equipment from the financier.  The vehicle is not on your balance sheet. This can sometimes improve your balance sheet position which assists with future borrowings. Assets are not depreciated or show as a liability on your balance sheet, they are accounted for as an operational expense.

Potential Benefits

  • SIMPLE One fixed monthly payment. You can consolidate all running costs,(including maintenance, repairs, insurance, registration, tyres, roadside assistance, the operating finance expenses ) into one Maintained Operating Lease
  • Conserve Working capital
  • Don’t get caught with an old depreciating Fleet – It’s not on your books
  • Common registration, insurance dates
  • All maintenance is outsourced and professionally managed
  • No Residual risk when trading in older vehicles
  • Detailed Running costs analysis and reporting
  • At end of the term, Upgrade to the latest model, keep it or hand it back

Links

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About Us
Contact

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Level.36, Governor Phillip Tower 1 Farrer Place Sydney Australia 2000

Tel 1300969059

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